| FORM NL-5 - CLAIMS SCHEDULE | |||||
|---|---|---|---|---|---|
| CLAIMS INCURRED [NET] | |||||
| FOR THE PERIOD ENDED 31.12.2010 | |||||
| - | Particulars | FOR THE QUARTER | FOR THE IIIrd QTR 31.12.2010 | FOR THE QUARTER OF THE PRECEDING YEAR | FOR THE PREVIOUS IIIrd QTR 31.12.2009 |
| - | - | (Rs000) | (Rs000) | (Rs000) | (Rs000) |
| A | FIRE INSURANCE | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 3864 439 | 8868 620 | 3019 003 | 8738 884 |
| - | Less :Re-insurance Ceded to claims paid | 222 382 | 530 757 | 200 314 | 1263 374 |
| - | Net Claims Paid | 3642 057 | 8337 863 | 2818 689 | 7475 510 |
| - | Add : Claims Outstanding at the end of the year | 1272 762 | 33042 475 | 1397 842 | 27265 012 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 26969 610 | 0 | 22849 850 |
| - | Total Claims Incurred | 4914 819 | 14410 728 | 4216 531 | 11890 672 |
| B | MISCELLANEOUS INSURANCE | ||||
| (1) | MOTOR | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 4509 971 | 12549 201 | 4417 826 | 14145 870 |
| - | Less :Re-insurance Ceded to claims paid | 0 | 0 | 0 | 0 |
| - | Net Claims Paid | 4509 971 | 12549 201 | 4417 826 | 14145 870 |
| - | Add : Claims Outstanding at the end of the year | 197 165 | 33976 076 | -2338 483 | 29586 843 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 31733 678 | 0 | 30597 952 |
| - | Total Claims Incurred | 4707 136 | 14791 599 | 2079 343 | 13134 761 |
| (2) | AVIATION | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 332 | 7 829 | 2 829 | 2 988 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 904 990 | 3142 570 | 917 799 | 3239 389 |
| - | Less :Re-insurance Ceded to claims paid | 186 015 | 238 306 | 497 288 | 625 487 |
| - | Net Claims Paid | 719 307 | 2912 093 | 423 340 | 2616 890 |
| - | Add : Claims Outstanding at the end of the year | 253 269 | 5473 131 | -440 761 | 5221 584 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 5077 679 | 0 | 5760 611 |
| - | Total Claims Incurred | 972 576 | 3307 545 | -17 421 | 2077 863 |
| (3) | ENGINEERING | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 577 654 | 1683 376 | 678 255 | 1725 905 |
| - | Less :Re-insurance Ceded to claims paid | 19 397 | 103 960 | -21 411 | 129 580 |
| - | Net Claims Paid | 558 257 | 1579 416 | 699 666 | 1596 325 |
| - | Add : Claims Outstanding at the end of the year | 407 878 | 7072 283 | 18 878 | 6123 450 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 6270 387 | 0 | 5647 953 |
| - | Total Claims Incurred | 966 135 | 2381 312 | 718 544 | 2071 822 |
| (4) | WC | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 9 509 | 34 796 | 9 095 | 49 881 |
| - | Less :Re-insurance Ceded to claims paid | 0 | 0 | 0 | 0 |
| - | Net Claims Paid | 9 509 | 34 796 | 9 095 | 49 881 |
| - | Add : Claims Outstanding at the end of the year | -61 431 | 36 489 | 22 883 | 27 804 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 50 960 | 0 | 26 026 |
| - | Total Claims Incurred | -51 922 | 20 325 | 31 978 | 51 659 |
| (5) | Liability | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 92 552 | 166 473 | 86 836 | 139 662 |
| - | Less :Re-insurance Ceded to claims paid | 0 | 0 | 0 | 0 |
| - | Net Claims Paid | 92 552 | 166 473 | 86 836 | 139 662 |
| - | Add : Claims Outstanding at the end of the year | -84 433 | 643 429 | 77 091 | 835 340 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 847 295 | 0 | 422 978 |
| - | Total Claims Incurred | 8 119 | -37 393 | 163 927 | 552 024 |
| (6) | PA | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 670 023 | 1202 031 | 195 722 | 645 045 |
| - | Less :Re-insurance Ceded to claims paid | 248 | 248 | 2 707 | 2 707 |
| - | Net Claims Paid | 669 775 | 1201 783 | 193 015 | 642 338 |
| - | Add : Claims Outstanding at the end of the year | -21 381 | 581 606 | -69 314 | 446 263 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 575 808 | 0 | 364 462 |
| - | Total Claims Incurred | 648 394 | 1207 581 | 123 701 | 724 139 |
| (7) | Health | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 3621 345 | 9944 809 | 1671 382 | 5334 614 |
| - | Less :Re-insurance Ceded to claims paid | 7 | 7 | 348 | 348 |
| - | Net Claims Paid | 3621 338 | 9944 802 | 1671 034 | 5334 266 |
| - | Add : Claims Outstanding at the end of the year | 41 189 | 1334 888 | 49 045 | 816 083 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 1858 525 | 0 | 508 025 |
| - | Total Claims Incurred | 3662 527 | 9421 165 | 1720 079 | 5642 324 |
| (8) | Oth. Misc. | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | -50 754 | 1938 452 | 1665 694 | 5924 109 |
| - | Less :Re-insurance Ceded to claims paid | 2 280 | 27 335 | 96 726 | 203 250 |
| - | Net Claims Paid | -53 034 | 1911 117 | 1568 968 | 5720 859 |
| - | Add : Claims Outstanding at the end of the year | -348 347 | 5792 000 | 454 473 | 5520 256 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 5314 695 | 0 | 5357 199 |
| - | Total Claims Incurred | -401 381 | 2388 422 | 2023 441 | 5883 916 |
| (9) | FL/Credit | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 322 744 | 624 746 | 236 267 | 639 227 |
| - | Less :Re-insurance Ceded to claims paid | 0 | 0 | 0 | 0 |
| - | Net Claims Paid | 322 744 | 624 746 | 236 267 | 639 227 |
| - | Add : Claims Outstanding at the end of the year | 70 990 | 3006 306 | 544 523 | 1247 948 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 1645 970 | 0 | 652 599 |
| - | Total Claims Incurred | 393 734 | 1985 082 | 780 790 | 1234 576 |
| TOTAL MISCELLANEOUS | |||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 332 | 7 829 | 2 830 | 2 988 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 10658 034 | 31286 454 | 9878 876 | 31843 702 |
| - | Less :Re-insurance Ceded to claims paid | 207 947 | 369 856 | 575 659 | 961 372 |
| - | Net Claims Paid | 10450 419 | 30924 427 | 9306 047 | 30885 318 |
| - | Add : Claims Outstanding at the end of the year | 454 899 | 57916 208 | -1681 665 | 49825 571 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 53374 997 | 0 | 49337 805 |
| - | Total Claims Incurred | 10905 318 | 35465 638 | 7624 382 | 31373 084 |
| C | MARINE INSURANCE | ||||
| (1) | MARINE CARGO | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 501 120 | 1262 185 | 345 120 | 1447 181 |
| - | Less :Re-insurance Ceded to claims paid | 16 283 | 117 660 | 854 | 23 439 |
| - | Net Claims Paid | 484 837 | 1144 525 | 344 266 | 1423 742 |
| - | Add : Claims Outstanding at the end of the year | 647 599 | 3639 408 | 437 956 | 3746 639 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 2686 226 | 1 | 3014 795 |
| - | Total Claims Incurred | 1132 436 | 2097 707 | 782 221 | 2155 586 |
| (2) | MARINE HULL | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 835 554 | 592 601 | 889 605 | 2574 851 |
| - | Less :Re-insurance Ceded to claims paid | 137 548 | 1325 482 | 142 103 | 303 836 |
| - | Net Claims Paid | 698 006 | 2267 119 | 747 502 | 2271 015 |
| - | Add : Claims Outstanding at the end of the year | 7 019 | 6764 420 | -146 289 | 6390 472 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 6026 679 | 0 | 6294 772 |
| - | Total Claims Incurred | 705 025 | 3004 860 | 601 213 | 2366 715 |
| TOTAL MARINE | |||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 1336 674 | 4854 786 | 1234 725 | 4022 032 |
| - | Less :Re-insurance Ceded to claims paid | 153 831 | 1443 142 | 142 957 | 327 275 |
| - | Net Claims Paid | 1182 843 | 3411 644 | 1091 768 | 3694 757 |
| - | Add : Claims Outstanding at the end of the year | 654 618 | 10403 828 | 291 667 | 10137 111 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 8712 905 | 1 | 9309 566 |
| - | Total Claims Incurred | 1837 461 | 5102 567 | 1383 434 | 4522 302 |
| D | LIFE INSURANCE | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 0 | 0 | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 26 999 | 58 850 | 8 085 | 28 350 |
| - | Less :Re-insurance Ceded to claims paid | 0 | 0 | 0 | 0 |
| - | Net Claims Paid | 26 999 | 58 850 | 8 085 | 28 350 |
| - | Add : Claims Outstanding at the end of the year | -1 597 | 92 876 | - 771 | 81 627 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 84 062 | 0 | 56 600 |
| - | Total Claims Incurred | 25 402 | 67 664 | 7 314 | 53 377 |
| E | TOTAL ALL CLASSES | ||||
| - | Claims paid | - | - | - | - |
| - | Direct claims | 332 | 7 829 | 2 830 | 2 988 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 15886 146 | 45068 710 | 14140 688 | 44632 968 |
| - | Less :Re-insurance Ceded to claims paid | 584 160 | 2343 755 | 918 930 | 2552 021 |
| - | Net Claims Paid | 15302 318 | 42732 784 | 13224 588 | 42083 935 |
| - | Add : Claims Outstanding at the end of the year | 2380 682 | 101455 387 | 7 073 | 87309 321 |
| - | Less: Claims Outstanding at the beginning of the year | 0 | 89141 574 | 1 | 81553 820 |
| - | Total Claims Incurred | 17683 000 | 55046 597 | 13231 660 | 47839 436 |